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Retired Clergy Benefits

In 2012, The General Board of Pensions and Health Benefits (GBOPHB) contracted with OneExchange (formerly Extend Health). OneExchange is a private company specializing in clarifying the insurance needs of Medicare-eligible adults and finding supplemental policies best suited to their individual requirements for both policy coverage and overall cost. OneExchange offers a choice of high-quality health insurance Medicare supplemental policies for retirees age 65 and older. Utilizing OneExchange allows the Conference to continue to contribute to the insurance costs for eligible retirees, now and for the foreseeable future. After studying this new opportunity very carefully, the Conference Board voted to recommend this to the Annual Conference for adoption to become effective January 1, 2013.

Initially, representatives of OneExchange contacted each retired participant and scheduled an appointment (by phone) to work with our retired clergy and spouses, widows and widowers, to choose the Medicare supplemental insurance policy best suited to their medical needs, geographic location, and financial considerations. Currently, approximately three months before retirement, active clergy may contact OneExchange by phone to discuss their options for insurance supplements. Retired clergy must enroll in Medicare Parts A and B to enroll in a Medicare Supplement Plan and Part D Prescription Drug Plan. Retired clergy have the opportunity to update their choice, if needed, during the annual fall open enrollment. OneExchange representatives are experts in the costs and benefits of the various policies available in local areas as well as how to work with retirees to choose the plan most suited for them.

OneExchange also administers a Health Reimbursement Account for each participant. This HRA works in a manner similar to the Flexible Spending Accounts that many have used in the past; the main difference is that the Conference Board funds each account annually. These funds can be used to pay the premiums of the Medicare Supplemental Insurance Plans which will be chosen with OneExchange assistance. Unused HRA funds roll-over to the next year.

Retired clergy and their families who are less than 65 years of age, or any future eligible participants who retire before age 65 will continue to be covered under HealthFlex until the participants reach age 65. Please contact the benefits office at for rates.

Contacting OneExchange

Visit www.medicare.oneexchange.com for more information or to submit a claim, or call 1-866-249-7785.

Additional Information

For more information on retirement, please contact the Benefits Office at , or call 410-309-3479.